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Legal Notices

Introduction
Thank you for using www.cgph.info and www.creditglorious.com. By using our Websites, you acknowledge that you have read, understood, and agree to comply with these Terms and Conditions and our Privacy Policy, which is incorporated into these Terms and Conditions by reference. If you do not accept any of these terms, please do not use any of our Websites. These Terms and Conditions of Use ("Terms and Conditions") represent a legally binding agreement between you and us and apply to your use of our Websites.

Company Information
These Websites are owned and operated by Credit Glorious Property Holdings Ltd, a company registered in England and Wales under company number 13371479, with its registered office at:
9-10, Staple Inn, 2nd Floor, London, England, WC1V 7QH.

Notices
These legal notices and terms of use set out information about www.cgph.info and www.creditglorious.com ("Websites"). References in these notices and terms to "you" and "your" mean the person accessing and using these websites. By using our Websites, you confirm that you accept these terms of use and agree to comply with them. As amended by us from time to time, the Legal Notices set out the basis on which you may use these and any other relevant websites and provide regulatory and related information. The Legal Notices should be read as a whole.

Important Disclaimer
Credit Glorious Property Holdings Ltd is not a regulated financial institution and is not subject to oversight by the Financial Conduct Authority (FCA) or any other financial regulatory body in the United Kingdom. The products and services offered through these Websites do not fall under FCA regulation and do not benefit from the protections applicable to regulated financial products.

Notes concerning emails to Credit Glorious Property Holdings Ltd:

  • We strongly discourage the abuse of email addresses or our contact forms on these websites by sending us unsolicited messages for advertising, recruitment, market research, or illegal or immoral purposes;

  • Unsolicited messages to Credit Glorious will not be considered confidential, may be disclosed to others, and may not receive a response;

  • The firm does not accept service by email of court proceedings, other proceedings, or formal notices of any kind on behalf of clients without specific prior written agreement;

  • Incoming messages are subject to screening for suspected spam. This may result in communications to us failing to reach the intended recipient.

Accessing the Websites
When using the Websites, you must comply with the provisions of our Acceptable Use Policy.

Our Liability
Credit Glorious makes no representations or warranties whatsoever as to the accuracy of the information contained on the Websites. Credit Glorious expressly excludes all conditions, warranties, and other terms that law might otherwise imply to the extent permitted by law.

Credit Glorious expressly disclaims all liability and responsibility for any direct, indirect, or consequential loss or damage incurred by any user arising from any reliance placed on materials posted on the Websites, including materials posted by any visitor to the Websites and by anyone who may be informed of any of their contents, or from the use or inability to use the Websites, whether directly or indirectly, resulting from inaccuracies, defects, errors, omissions, out-of-date information, or otherwise, even if such loss was reasonably foreseeable and Credit Glorious had been advised of the possibility of the same.

Restrictions
You may view, download, and copy information and materials available on these websites solely for your personal, non-commercial use. You may also use such material within your organization in connection with the support of Credit Glorious’ services. You agree not to modify or revise any of the material in any manner and to retain all copyright and other proprietary notices as contained in the original materials. Any violation of these restrictions may result in civil and/or criminal liabilities.

Changes to the Websites
We aim to update the Websites regularly and may change the content at any time and without notice. If the need arises, we may suspend access to the Websites or close them indefinitely.

Viruses, Hacking, and Other Offenses
The user agrees that material downloaded or otherwise accessed through the use of the Websites is obtained entirely at the user's own risk and that the user will be entirely responsible for any resulting damage to software or computer systems and/or any resulting loss of data, even if such loss and damage were reasonably foreseeable and Credit Glorious had been advised of the possibility of the same.

We will not be liable for any loss or damage caused by a distributed denial-of-service attack, viruses, or other technologically harmful material that may infect your computer equipment, computer programs, data, or other proprietary material due to your use of the Websites.

Acceptable Use Policy
Your use of the Websites means that you accept and agree to abide by all the policies in this Acceptable Use Policy, which supplement our Conditions of Use.

Prohibited Uses
You may use the Websites only for lawful purposes. You may not use the Websites:

  • In any way that breaches any applicable local, national, or international law or regulation;

  • In any way that is unlawful or fraudulent, or has any unlawful or fraudulent purpose or effect;

  • To harm or attempt to harm minors in any way;

  • To send, knowingly receive, upload, download, use, or re-use any material which does not comply with our content standards;

  • To transmit, or procure the sending of, any unsolicited or unauthorized advertising or promotional material or any other form of similar solicitation (spam);

Suspension and Termination
At our discretion, we will determine whether there has been a breach of this Acceptable Use Policy through your use of the Websites. Failure to comply with this Acceptable Use Policy constitutes a material breach and may result in:

  • Immediate, temporary, or permanent withdrawal of your right to use the Websites;

  • Immediate, temporary, or permanent removal of any posting or material uploaded by you to the Websites;

  • Issue of a warning to you;

  • Legal proceedings against you for reimbursement of all costs resulting from the breach;

  • Further legal action against you;

  • Disclosure of such information to law enforcement authorities as we reasonably feel is necessary.

Legal and Regulatory Notices
The information on these Websites about legal matters is provided as a general guide and should not be relied on as a substitute for specific legal advice. We try to keep all the information on the Websites as up to date as possible, but errors may sometimes occur. Links to third-party websites are made for your convenience and do not imply that we endorse those websites. Credit Glorious is not responsible for the content of any third-party website.

Minors
Credit Glorious directs its services to users older than 18 years old. Children under this age are not authorized to use our services and should not send us their personal information.

Applicable Law and Jurisdiction
All contracts and relationships between Credit Glorious and its users shall be governed by and construed in accordance with the laws of England and Wales, except where otherwise agreed in writing. Any disputes arising from these legal notices shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Contact Information
For any questions regarding these legal notices, please contact us at:
Credit Glorious Property Holdings Ltd
9-10, Staple Inn, 2nd Floor, London, England, WC1V 7QH
Email: info@cgph.info

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